Terms of Service

Effective Date: June 1, 2025

1. Introduction

Welcome to POWERinU’s ONLINE LEARNING HUB (the “Platform”), owned and operated by POWERinU Training and Coaching Philippines, Inc. (“we,” “us,” or “our”). By accessing or using the Platform, you agree to comply with and be bound by these Terms of Service (TOS).

If you do not agree to these terms, please do not use the Platform.

2. Eligibility

By using the Platform, you confirm that you:

• Are at least 18 years old (or have parental/guardian consent if under 18).
• Have provided accurate, complete, and up-to-date registration information.
• Will comply with all applicable laws and regulations.

3. Account Registration & Security

• Users must create an account to access courses and subscriptions.
• You are responsible for maintaining the confidentiality of your login credentials.
• Any unauthorized use of your account must be reported to us immediately.

We reserve the right to suspend or terminate accounts found to be fraudulent, misused, or in violation of these Terms.

4. Subscription Plans & Payment

A. Free Trial

New users can avail of a 7-day free trial, after which they must subscribe to continue accessing the Platform.

B. Subscription Options

1. Regular Subscription: Access to all online courses.
2. Premium Subscription: Access to all online courses plus:
   1. A complimentary 30-minute coaching/mentoring session
   1. 1 free coaching/mentoring session for every 6 paid sessions
   1. Priority access to POWERinU coaches via email scheduling

C. Payment & Billing

• All subscriptions are billed on a recurring basis unless canceled.
• Payments are processed through secure third-party payment providers.
• We are not responsible for fees imposed by your bank or payment provider.

D. Cancellation & Refunds

• Subscriptions can be canceled at any time via account settings, but access remains active until the end of the billing cycle.
• Refunds are not provided for partial subscription periods unless legally required.

5. Course Access & Intellectual Property

All courses, materials, and content on the Platform are owned by POWERinU or its licensors and are protected by copyright laws.

• You MAY NOT:
  • Copy, distribute, or resell course materials.
  • Share login credentials with others to access paid content.
  • Record, reproduce, or share any content without written permission.

• You MAY:
  • Access courses for personal or professional development.
  • Download resources explicitly made available for learners.

Violating these terms may result in account suspension or legal action.

6. Coaching & Mentoring Services

Premium subscribers are eligible for coaching/mentoring sessions, which must be scheduled via email at [[email protected]].

Terms for Coaching Services:

• Sessions are subject to availability.
• Rescheduling requires at least 24-hour notice.
• Missed sessions without prior notice are considered forfeited.

7. User Conduct & Community Guidelines

We foster a respectful learning environment and expect users to:

• Engage in discussions professionally and courteously.
• Avoid harassment, discrimination, or offensive language.
• Not upload or share inappropriate, harmful, or misleading content.

We reserve the right to remove users violating these guidelines.

8. Limitation of Liability

• We strive to provide a high-quality learning experience but do not guarantee specific learning outcomes or career advancements.
• The Platform is provided “as is” without warranties of any kind.
• We are not liable for any direct, indirect, incidental, or consequential damages arising from the use of the Platform.

9. Privacy & Data Protection

Your data is handled per our Privacy Policy. By using the Platform, you agree to:

• The collection and processing of personal information as outlined in our Privacy Policy.
• The use of cookies and tracking technologies for platform optimization.

For privacy-related concerns, contact us at [email protected].

10. Termination & Account Suspension

We reserve the right to:

• Terminate accounts violating our Terms.
• Suspend access for non-payment or suspicious activity.
• Discontinue services or modify subscription plans with prior notice.

Users may request account deletion by contacting [email protected].

11. Changes to Terms of Service

We may update these Terms from time to time. Continued use of the Platform after changes constitute acceptance of the new Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by Philippine law. Any disputes shall be resolved through mediation and arbitration before pursuing legal action.

13. Contact Us

For inquiries, support, or feedback, contact us at:

POWERinU Training and Coaching Philippines, Inc.

[email protected]

+63 2 8859 2931

Acknowledgment & Agreement

By using POWERinU’s ONLINE LEARNING HUB, you acknowledge that you have read, understood, and agreed to these Terms.

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Privacy Policy

Effective Date: June 1, 2025

1. Introduction

POWERinU Training and Coaching Philippines, Inc. (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and secure information when you use POWERinU’s ONLINE LEARNING HUB (the “Platform”), in compliance with the Philippines’ Data Privacy Act of 2012 (RA 10173) and applicable data protection laws in the Asia-Pacific region.

By accessing or using the Platform, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

2. Information We Collect

When you register, subscribe, or interact with the Platform, we collect the following types of information:

A. Personal Information (provided by users)

• Account Details: Name, email address, contact number, username, and password.
• Subscription & Payment Information: Billing details, transaction records (processed via secure third-party payment gateways).
• Professional Information: Job title, company/organization name (if applicable).
• Profile Information: Course progress, certifications earned, learning preferences.

B. Automatically Collected Information

• Usage Data: Pages visited, time spent on courses, learning activity, and interactions with the Platform.
• Device & Log Data: IP address, browser type, device information, and access times.
• Cookies & Tracking Technologies: Used for authentication, performance monitoring, and improving user experience.

C. Third-Party Integrations

If you access the Platform through third-party services (e.g., Google, LinkedIn), we may collect additional data as permitted by their privacy policies.

3. Legal Basis for Processing

We process your data based on:
✅ User Consent – When you register, subscribe, or agree to receive communications.
✅ Contractual Necessity – To provide learning services and process payments.
✅ Legal Compliance – To meet legal obligations under Philippine and international laws.
✅ Legitimate Interests – To improve our services, monitor security, and personalize content.

4. How We Use Your Information

We use your data to:
✔ Provide Learning Services – Enroll you in courses, track progress, and issue certificates.
✔ Manage Your Account – Maintain your profile, subscriptions, and learning records.
✔ Process Payments – Securely handle transactions through third-party payment providers.
✔ Enhance Learning Experience – Recommend courses, improve user experience, and personalize content.
✔ Enable Communication – Send account updates, learning notifications, and promotional offers.
✔ Ensure Security & Compliance – Detect fraud, secure user data, and comply with legal obligations.

We will not use your data for purposes other than those outlined in this policy without obtaining your explicit consent.

5. Data Sharing and Disclosure

We do not sell or trade your personal information. However, we may share your data with:

• Service Providers: Secure payment processors, learning management tools, and analytics providers.
• Legal Authorities: When required by law, to comply with legal processes or protect rights and security.
• Affiliated Trainers, Coaches & Consultants: Only if you enroll in mentoring/coaching sessions (Premium Subscription users).

We ensure all third parties handling your data comply with strict confidentiality and security measures.

6. Data Security Measures

We implement industry-standard security protocols to protect your data:
🔒 Encryption: Secure data transmission and storage.
🔒 Access Controls: Restricted access to authorized personnel only.
🔒 Regular Security Audits: Monitoring and improving system security.
🔒 Secure Payment Processing: Transactions handled by PCI-DSS-compliant payment providers.

While we take all necessary precautions, no system is 100% secure. Users are advised to keep login credentials confidential.

7. Data Retention Policy

We retain personal data only as long as necessary for:

• Active Subscriptions: Your account and learning history remain accessible.
• Legal & Compliance Requirements: Financial records are retained per taxation and legal standards.
• Learning Records: Course history and certificates are available unless the user requests deletion.

Inactive accounts may be deleted after a certain period, subject to prior notice.

8. Your Rights Under the Data Privacy Act (Philippines)

As a user, you have the following rights:

✅ Right to Be Informed – Know how your data is collected and used.
✅ Right to Access – Request a copy of your stored personal data.
✅ Right to Rectification – Correct any inaccurate or outdated information.
✅ Right to Erasure – Request deletion of your personal data under specific conditions.
✅ Right to Object – Opt out of marketing communications.
✅ Right to Data Portability – Obtain a copy of your data in a structured format.

To exercise any of these rights, contact us at [email protected]

9. Cross-Border Data Transfers

As an Asia-Pacific learning platform, some data may be processed outside the Philippines. We ensure adequate safeguards in compliance with local and international data protection regulations.

10. Cookies & Tracking Technologies

We use cookies to:

• Authenticate user logins
• Enhance website performance
• Personalize learning recommendations

You can manage cookie settings in your browser, but disabling cookies may affect platform functionality.

11. Updates to This Privacy Policy

We may update this Privacy Policy to reflect legal changes or improvements to our platform. Users will be notified of major changes via email or on the Platform.

12. Contact Us

For any privacy concerns, inquiries, or data access requests, please contact:

POWERinU Training and Coaching Philippines, Inc.
LKG Tower, 37th Floor, 6801 Ayala Avenue, Makati City 1209, Philippines
[email protected]
+63 2 8859 2931

Acknowledgment & Consent

By using POWERinU’s ONLINE LEARNING HUB, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of your personal data as described.

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